I saw this over at The Clever Pup, which I came to via Polly Jackson's new website - and I wanted to pass it on. Think about it. When you go to build a home or studio or whatever, who determines what materials you can buy and who does the wiring, plumbing, etc.? If it doesn't meet insurance standards, then you'll get no bank financing. If you want to drive, you gotta have insurance. Want to own a home? Mortgage insurance. How about medical malpractice insurance and double indemnity insurance and flood insurance and dental insurance, and business insurance - and bonding and floater policies for craft and art festivals?
So tell me. Who's really responsible for the high cost of everything? Who's pockets are full?